Business Online Banking
Business Online Banking User Guide
Business Solutions at Your Fingertips with Business Online Banking
Business Online Banking will save you time, money and improve the way you manage your business finances. You will have unparalleled control, with up-to-the-minute balance reporting*, multiple disbursement and payment options, and many other cash management features to help you optimize your business’ cash flow.
Manage Your Accounts
- Allow access for employees or accountant
- Transfer funds between accounts
- Initiate stop payments and view stop payment history
- Send secure messages to your banker
- Create balance, event, item or personal alerts
- Perform account reconciliation with Positive Pay
View Account Activity
- Get up-to-the-minute updates on balances and transactions*
- View and download check images
- View and download deposit slip images
- View balance and float reports
- Access up to six months of account statements with download capability
- Download account information into financial management solutions such as Quicken® and QuickBooks® products
Cash Management
- Make and collect payments with ACH origination
- Pay employees via direct deposit
- Collect payments from your customers electronically
- Pay Federal taxes online
- Initiate secure wire transfers with a personal wire PIN
*Except Lockbox, Remote Deposit and ATM/debit card transactions.
Bill Pay and Presentment
Bill Pay Demo
No more writing checks, keeping up with rising postage rates or late payments. Simply point and click. This service allows you to pay virtually anyone* - companies or individuals - at any time.
With Bill Pay and Presentment, you can:
- Pay bills online from multiple accounts
- Schedule one-time and recurring payments
- Make overnight bill payments
- View reports
- Receive E-bills
- Receive email alerts for bill arrivals, due dates and upcoming payments.
*Except government taxing authorities, or court-directed payments such as alimony or child support.
What You Need
All you need to use Business Online Banking is any computer that can access the Internet and a secure browser. The latest releases of Netscape, Internet Explorer and America Online are usually compatible with a few exceptions. Please contact us for information about a specific version or browser type.
How to Enroll
New customers are invited to visit us at Michigan Commerce Bank to apply for an account and enroll in Business Online Banking.
Existing customers are invited to enroll in basic Business Online Banking by clicking the Online Banking Login button on our Web site. Then click “Enroll” and follow the easy instructions. Please contact us for information about additional Business Online Banking services that are available.
How to Get Help
We are here to answer your questions during our regular business hours or if you have a question about a payment on Bill Pay, please contact our Bill Pay provider at 1.866.295.8493, available 24 hours a day, 7 days a week.
Enhanced Login Security
Your online security is important to us. That is why we have implemented a layered security system for enhanced login security on our Personal and Business Online Banking systems. Enhanced login security will help protect against online fraud by providing additional layers of protection beyond the routine online user ID and password that you currently use to login. Read more here.
Your Information is Secure and Private
You can feel as secure and confident as you do when you walk into a bank lobby. Online Banking uses the highest level of security in the industry to guard the privacy of your account information and transactions. Get more security information here.
Get more information about Consumer Protection.
Protecting your privacy is important to us. To learn more, please review our Privacy Policy.
Click here to see our Business Online Banking Services Agreement