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Mortgage Services

Residential Mortgage Loans

For purchase of a new or existing home, investment properties or land acquisitions we have programs to meet your needs.

We offer the following products:

• Fixed Rate Mortgages
• Jumbo Financing
• Adjustable Rate Mortgages
• Interest Only Mortgages
• First Time Homebuyers Programs
• Second Money Purchase
• Home Equity Loans

Click here to calculate an estimated monthly mortgage payment.

Home Equity Loans & Lines of Credit

Put the equity in your home to work for you. Get a home equity loan or line of credit from Michigan Commerce Bank, money when you need it! Home Equity lines of credit are a resource you can use any time, for any kind of expenses, to pay for home improvements, make big purchases, or consolidate your debt. Whatever your need for money, we can help.

Ongoing expenses including:

• Home improvements
• Educational and medical expenses
• Life events such as a new baby or wedding
• Small business expenses
• Take a vacation
• Consolidate bills
• Buy a car, boat or RV
• Finance tuition or other expense

Benefits Include:

• Quick credit approval
• Monthly statement of all transactions (if your line has a balance)
• Access your line of credit with the line of credit check, or advances you make by phone or in person.